​These Terms and Conditions (“Terms”) govern your use of Jolly Roger’s website and services. By accessing or using our site, you agree to be bound by these Terms.

1. Services Provided

Jolly Roger provides private lending solutions, real estate loan consulting, and related advisory services. We are not a bank or traditional financial institution. Services may be subject to eligibility requirements and third-party approvals.

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2. No Guarantee of Funding

Submitting an application does not guarantee approval or funding. Loan approvals are subject to lender review, underwriting, and applicable state/federal laws.

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3. User Obligations

By using our services, you agree to:

• Provide accurate, complete, and truthful information.

• Use the site only for lawful purposes.

• Not misrepresent your financial position or intent.

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4. Intellectual Property

All website content, branding, logos, and materials are the property of Jolly Roger (or its licensors). You may not copy, modify, or distribute them without written consent.

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5. Limitation of Liability

Jolly Roger is not liable for:

• Denial of funding by lender partners.

• Losses resulting from your reliance on information provided.

• Technical issues, downtime, or errors on the site.

To the maximum extent permitted by law, our liability is limited to the fees you paid to us (if any).

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6. Third-Party Links

Our website may contain links to third-party sites. We are not responsible for their content, practices, or policies.

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7. Governing Law

These Terms are governed by the laws of the State of Oregon and United Sates of America, without regard to conflict of law principles.

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8. Changes

We may update these Terms at any time. Continued use of our services after changes constitutes acceptance.